• Existing SME clients

    How it works
    • Women-owned SMEs, youth business owners (up to 35 years), agribusinesses (businesses within the agricultural value chain) and fintechs can access unsecured loans of up to GHS1,000,000
    • Collateral will be required for loans above GHS1,000,000
    • Applicants must be willing to participate in a capacity building program or provide evidence of participating in one organized by a credible institution.
    • Identified successor who is ready to take over the business in your absence as the business owner 
    • Capacity to employ additional staff
    • Businesses can access up to GHS11,000,000 in loans with a collateral
    • Interest rate of 10% per annum applicable
    • Get up to 24 months repayment period
    • This programme is only available to existing Absa SME clients
  • New SME clients

    New customers will need to open an account with Absa and fulfill the below requirements
    • Actively operate a business account with Absa Bank to qualify for capacity building opportunity
    • For collateral free loans, actively operate a business account with Absa bank for a minimum of 3 months in addition to 12 months bank statement from previous bank
    • Participation in an entrepreneurial and financial management training organised by Absa or a credible institution
    • Business should be registered with the Registrar Generals Department
    • Capacity to employ additional staff
    • Identified successor who is ready to take over the business in your absence as the business owner
    • No adverse findings on credit reference bureau
  • How to apply

    There are three ways that you can get started
    • Visit our SME Centre at Ring Road, Absa Project Office at Ridge, or the nearest Absa branch to apply now.
    • Call one of the following numbers
      +233 26  224 5160
      +233 20 257 2753
    • Fill out the form below and we will contact you 

Are you interested in applying? 

Fill out the form below and we will contact you to get started




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Need more help?

Call us on:
+233 (30) 242 9150 (network charges apply)
0800 222 333 (MTN and Vodafone customers)

Email us: 
customerexperience.gh@absa.africa