Loans
Loan amount
How it works
Term
Interest rate
Minmum income
Unsecured loan
Fixed rate
Fixed monthly payment
Credit Life
 

Absa Direct Personal Loan

GHS300 - GHS280,000
If you’ve had an account with Absa for at least six months and need a loan for personal use, this is the one for you.
12 - 60 months
New loans: 23.50%
Refinance loans: 33%
GHS500
1.35%
Apply now

Scheme Loan

GHS300 - GHS280,000
All-purpose personal loan for employees of companies that have an existing agreement with Absa.
12 - 60 months
New loans: 23.50%
Refinance loans: 30%
GHS500
1.35%
Apply now

Employee Salary Overdraft

GHS500 - GHS20,000
A credit limit is marked on your salary account, allowing you to overdraw up to an agreed limit.
12 months
Depends on type of salaried account
N/A
 
 
 
0.5%
Apply now

School Plan

GHS500 - GHS250,000
It is available to our salaried customers, both existing and new, with at least one month banking relationship with us.
12 - 60 months
Depends on type of salaried account
N/A
 
 
 
0.5%
Apply now

Need more help?

Call:

Tel: +233 (30) 2429150 (network charges apply)
Toll free: 0800 222333 (MTN and Vodafone customers)

WhatsApp:

Absa Bot: +233 501 644644

Email:

service.excellence.GH@absa.africa

Talk to us