Choose the loan you need

Loans
Loan amount
How it works
Term
Interest rate
Minmum income
Unsecured loan
Fixed rate
Fixed monthly payment
Credit Life
 
Absa Direct Personal Loan
GHS300 - GHS280,000
If you’ve had an account with Absa for at least six months and need a loan for personal use, this is the one for you.
12 - 60 months
New loans: 29%
Refinance loans: 33%
GHS500
1.35%
Apply now
Scheme Loan
GHS300 - GHS280,000
All-purpose personal loan for employees of companies that have an existing agreement with Absa.
12 - 60 months
New loans: 31.5%
Refinance loans: 30%
GHS500
1.35%
Apply now
Employee Salary Overdraft
GHS500 - GHS20,000
A credit limit is marked on your salary account, allowing you to overdraw up to an agreed limit.
12 months
Depends on type of salaried account
N/A
 
 
 
0.5%
Apply now
School Plan
GHS500 - GHS250,000
It is available to our salaried customers, both existing and new, with at least one month banking relationship with us.
12 - 60 months
Depends on type of salaried account
N/A
 
 
 
0.5%
Apply now
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Call:

Tel: +233 (30) 2429150
Toll free: 0800 222333

Email:

service.excellence.GH@absa.africa

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