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Employee Salary Overdraft

Let the Employee Salary Overdraft give you the peace of mind you need. We’ll put a credit limit on your salaried account so that you can draw extra funds when you need to.

Apply now

What you can expect

  • What you get

    • Borrow from GHS500 – GHS20,000*
    • Revolving credit facility with minimum repayment period of 12 months
    • Flexibility to overdraw up to an agreed limit
    • Ability to cover cheques which would otherwise bounce
    • Overdraft limit is available for a year and repaid on a monthly basis
    • After a year, the limit is refreshed and becomes available for re-use
    • Fixed interest rate
    • Easy approval
    • Instant access to your money
    • No waiting periods
    • Hassle-free application processes and quick approval times
    • Advanced support for you to manage your loan more easily
    • Credit life insurance cover against death and permanent disability is available

    *Terms and conditions apply

  • What you need to know

    • You must be at least 18 years old to apply
    • This credit facility is open to salaried workers
    • Employee Salary Overdraft is available if you’ve had a salaried account with Absa for at least 6 months
    • We will need confirmation that you’re permanently employed
  • What to bring when you apply

    • National ID card (or passport for non-Ghanaians)
    • Completed overdraft application form
    • Latest payslip
    • Bank statements for 6 months (for new-to-bank customers)

Apply nowFind a branch

Need more help?

Call:

Tel: +233 (30) 2429150 (network charges apply)
Toll free: 0800 222333 (MTN and Vodafone customers)

WhatsApp:

Abby: +233 501 644644

Email:

service.excellence.GH@absa.africa

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Sitemap  |  Absa Bank Ghana Limited. Registered in Ghana (registered no. CS144072016). Registered Office: Absa House, High Street, Accra, Ghana.
Absa Bank Ghana Limited is regulated by the Bank of Ghana.

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