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Employee Salary Overdraft

Let the Employee Salary Overdraft give you the peace of mind you need. We’ll put a credit limit on your salaried account so that you can draw extra funds when you need to.

Apply now

What you can expect

What you get
Borrow from GHS500 – GHS20,000*

Revolving credit facility with minimum repayment period of 12 months

Flexibility to overdraw up to an agreed limit

Ability to cover cheques which would otherwise bounce

Overdraft limit is available for a year and repaid on a monthly basis

After a year, the limit is refreshed and becomes available for re-use

Fixed interest rate

Easy approval

Instant access to your money

No waiting periods

Hassle-free application processes and quick approval times

Advanced support for you to manage your loan more easily

Credit life insurance cover against death and permanent disability is available

*Terms and conditions apply
What you need to know
You must be at least 18 years old to apply

This credit facility is open to salaried workers

Employee Salary Overdraft is available if you’ve had a salaried account with Absa for at least 6 months

We will need confirmation that you’re permanently employed
What to bring when you apply
National ID card (or passport for non-Ghanaians)

Completed overdraft application form

Latest payslip

Bank statements for 6 months (for new-to-bank customers)

Apply now Find a branch

Need more help?

Call:

Tel: +233 (30) 2429150
Toll free: 0800 222333

Email:

service.excellence.GH@absa.africa

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Absa Bank Ghana Limited. Registered in Ghana (registered no. CS144072016). Registered Office: Absa House, High Street, Accra, Ghana. Absa Bank Ghana Limited is regulated by the Bank of Ghana.