Absa personal loans

Bring your plans to life. If you need some extra cash for a holiday, education or more, one of our
short-term loans could be ideal. Application is easy, approvals are quick and best of all, you get a range of repayment options.

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Absa Direct Personal Loan

A personal loan that's ideal if you need a bit extra to finance a car, buy that house or even further your education.

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Scheme Loan

We sign a contract with your company to lend money to you, the employee, which then gets deducted off your salary.

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Employee Salary Overdraft

An overdraft limit is marked on your salaried account so you can cover those unforeseen expenses.

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School Plan

A loan product designed to support parents, guardians and individuals at various levels of education to settle their school fees.

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Calculate your loan’s monthly repayment

We’ll help you with an amount between GHS900 and GHS220,000

Amount you would like to borrow GHS

Illustrative annual interest rate %

Actual interest rate subject to risk and affordability assessment.

Payment term 1 months

Your estimated monthly repayment will be:

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Total repayment

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Total interest paid

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Disclaimer: The instalment amount shown is based on the loan product and term selected by you and is provided for illustration purposes only. Absa does not guarantee approval of any loan product or warrants in any way that the illustration and calculation is accurate or complete. Absa will not be liable in any way or form for reliance on or use of this calculator. The monthly instalment shown includes interest, initiation fees, and service fees and credit life insurance (calculated as a portion of the principal debt at inception).