Absa Direct Personal Loan
If you’ve been an Absa account holder for at least 6 months and need an unsecured loan for use, this is the one for you.
Whether you want some extra cash for a holiday, education, car or even a house, a Direct Loan can help you to finance it fast and effectively.
- Employees can borrow up to GHS220,000*
- Flexible repayment of 12-60 months
- Competitive interest rates and fees
- No collateral or security is needed to apply for a loan
- Hassle-free application processes and quick approval times
- Affordable loan insurance with an Absa Direct Loan
- No sudden increases due to fixed interest rates
- Flexible repayment options based on your other financial obligations
- Advanced support for you to manage your loan more easily
- Affordable credit life insurance cover against death, permanent disability and retrenchment cover for 6 months.
*Terms and conditions apply
- You need to have an Absa account to qualify
- Account should have at least one month's salary credit
- Available to salaried workers
- National ID card (or passport for non-Ghanaians)
- Latest payslip
- Completed loan application form
- 6 months' bank statements (for new customers)
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