Premier Current Account

Enjoy the convenience of a Premier Banking Current Account for your everyday banking transactions.

Premier Credit Card Account

In addition to a preferential rate, your Platinum Credit Card gets you VIP access to over 850 airport lounges.

Premier Bonus Savings Account 

Our Premier Bonus Savings Account can help you build your financial future successfully.

Premier High Interest Savings

Our Premier High Interest Savings allows you to earn great returns on your savings. A savings account for Premier customers that  pays high interest on the account. Interest is accrued daily and paid monthly. 

Find out more about becoming a Premier Banking client
  • What you get

    Benefits of Premier Banking
    • Free travel insurance cover of up to GHS300,000 for 91 days anytime you travel
    • Unsecured Premier loans up to a limit of GHS280,000 for a maximum tenor of 72 months 
    • Access to a cash-secured overdraft of up to 90% of your holdings with us or GBP100,000
    • Access to exclusive mortgage at a preferential rate, based on your income
    • Credit cards up to a limit of GHS60,000
    • Unsecured overdraft facilities available
    • Access to Visa Platinum International debit cards
    • Free Hospital cash back (double benefit if hospitalised outside Ghana)
    • Free retrenchment cover* of 3 times your monthly salary up to a cap of GHS10,000
      -Claims should be reported to any Absa branch within 90 days of the retrenchment with the following:
      -National ID, and Staff ID where applicable
      -Letter of termination from the previous employer
      -Bank account statement or pay slip for the last 3 months prior to retrenchment
    • A 6-month waiting period after first salary is paid into account
    • A 24-month waiting period for all contract or non-permanent staff
    Requirements for Premier Banking
    • There is a minimum salary entry of GHS5,000 and/or a balance of GHS100,000 or more
    • Monthly fee is GHS85.00
  • Documents required

    What to bring if you apply at a branch
    • Two passport-sized photographs
    • National ID (excluding NHIS) or valid passport for foreigners
    • Proof of residence e.g. recent utility bill, tenancy agreement, local government rate document, bank statement or passbook containing current address
    • Resident permit (applicable to foreigners residing in Ghana)
    • Work permit (applicable to foreigners working in Ghana)
    • Tax identity number


  • We focus on providing you with simple, holistic financial solutions. Your relationship manager can advise you on everything from Premier loans to tailored insurance
  • Retrenchment cover is 3 times your monthly salary up to a cap of GHS10,000.00
  • We offer you unsecured loans with limits of up to GHS280,000.00 at preferential rates
  • Funeral cover
  • You get total funeral insurance cover of GHS2,700.00 for up to 6 family members for Prestige and GHS5,000 for up to 5 family members for Premier


Premier Banking revolves around you. From fast-tracked service and priority tills, to dedicated relationship managers – we make sure you have time to focus on what’s important. We also offer world-class, secure self-service banking.

  • Spend less time at the branch with fast-tracked service at Premier Banking suites and priority tills
  • Need advice or immediate assistance? Your relationship manager is just a call or an email away
  • Control your money from anywhere in the world with our online banking. It’s convenient and secure
  • Complete a variety of transactions and check your balance on the go with any mobile device

Alliance Partners

Get rewarded doing the things that matter to you. The Absa partnership programme has been designed with you in mind; to enhance your experience as a loyal customer. Transact using your Absa Visa Debit or Credit Card at any of our partner locations and get rewarded. 

That's an Absa thing. That's Africanacity.

See our alliance partners

Need more help?

Call us on:
+233 (30) 242 9150 (network charges apply)
0800 222 333 (MTN and Vodafone customers)

Chat to Abby on WhatsaApp: 
+233 501 644 644

Email us: