This account allows you to save, and you get rewarded with a bonus interest payment, if you forego withdrawals in any given month.

Bonus Savings Account 

  • Earn bonus interest if no withdrawals are made.
  • High return on savings
  • Interest is calculated daily and paid monthly.
  • Low-risk interest-bearing account
  • Minimum operating balance: GHS50
  • No maintenance fees.
  • Up to 2 free withdrawals per month (extra withdrawals cost GHS5).

Open account online

Already started your application? 

Simply resume where you dropped off 

  • Documents required

    Resident Ghanaian
    • Ghana Card (front and back)
    • Passport photograph (if using hard copy)
    • Proof of employment (for only salaried applicants) evidenced by:
      - Payslip (not more than 3 months old) OR
      - Employment contract OR
      - Employer introductory letter OR
      - Social security extract
    • Proof of residence (any of the following):
      - Ghana Post digital address (should be same as on your Ghana card) OR
      - Utility bill in applicant's name (not more than 3 months old) OR
      - Tenancy agreement with utility bill OR
      - Local government rate document OR
      - Bank statement containing current address (not more than 3 months old) OR
      - Introductory  letter from an existing Absa customer who has known the applicant for more than 1 year (appendix A)
    Ghanaian living abroad
    • Valid passport (bio data page) or Ghana Card (front and back)
    • Address confirmation (any of the following):
      - Utility bill in applicant's name (not more than 3 months old) OR
      - Social security statement OR
      - State ID with applicant's address OR
      - Driver's license with applicant's address OR
      - Bank statement containing applicant's name and address (not more than 3 months old)
    • proof of employment (for only salaried applicants) evidenced by:
      - Payslip (not more than 3 months old) OR
      - Employment contract OR
      - Employer introductory letter OR
      - Social security extract
    • Foreign TIN (mandatory for US persons)
    • Evidence of certification of documents by:
      - Lawyer OR
      - Notary public OR
      - Court of competent jurisdiction
    Note:
    • Evidence of certification of documents is mandatory for Ghanaians living abroad
    • The person undertaking the certification must be known and capable of being contacted if necessary
    • Evidence of certification of documents is mandatory for Ghanaians living abroad
    • The person undertaking the certification must be known and capable of being contacted if necessary
    Foreigners living in Ghana
    • Ghana Card (front and back) or valid passport for diplomats and their dependents.
    • Proof of residence (any of the following):
      - Ghana Post digital address (should be same as on your Ghana Card) OR
      - Utility bill in applicant's name (not more than 3 months old) OR
      - Tenancy agreement with utility bill OR
      - Bank statement containing applicant’s name and address
      - Introductory letter from an existing Absa customer who knows the applicant (appendix A)
    • Proof of employment(for only salaried applicants) evidenced by:
      - Payslip (not more than 3 months old) OR
      - Employment contract OR
      - Employer introductory letter OR
      - Social security extract
    • Resident permit
    • Work permit (applicable to foreigners working in Ghana)
    • Foreign TIN (mandatory for US persons)

Premier Bonus Savings Account  

  • A Platinum Credit Card with a limit of up to GHS60,000 that also gives you access to VIP lounges in over 850 airports.
  • Cash-secured overdraft of up to 90% of your holdings with us or GBP100,000
  • Exclusive mortgage at a preferential rate based on your income.
  • Unsecured Premier loans up to a limit of GHS500,000 for a maximum tenor of 84 months
  • Unsecured overdraft facilities
  • Free travel insurance cover of up to GHS500,000 for 91 days anytime you travel.

Open account online

Already started your application? 

Simply resume where you dropped off 

  • Documents required

    Resident Ghanaian
    • Ghana Card (front and back)
    • Passport photograph
    •  Proof of residence (any of the following):
      - Ghana Post digital address (should be same as on your Ghana card) OR
      - Utility bill in applicant's name (not more than 3 months old) OR
      - Tenancy agreement with utility bill OR
      - Local government rate document OR
      - Bank statement containing current address (not more than 3 months old) OR
      - Introductory  letter from an existing Absa customer who has known the applicant for more than 1 year (appendix A)
    • Proof of employment (for only salaried applicants) evidenced by:
      - Payslip (not more than 3 months old) OR
      - Employment contract OR
      - Employer introductory letter OR
      - Social security extract
    Ghanaian living abroad
    • Valid passport (bio data page) or Ghana Card (front and back)
    • Address confirmation (any of the following):
      - Utility bill in applicant's name (not more than 3 months old) OR
      - Social Security statement OR
      - State ID with applicant's address OR
      - Driver's license with applicant's address OR
      - Bank statement containing applicant's name and address (not more than 3 months old)
    • proof of employment (for only salaried applicants) evidenced by:
      - Payslip (not more than 3 months old) OR
      - Employment contract OR
      - Employer introductory letter OR
      - Social security extract
    • Foreign TIN (mandatory for US persons)
    • Evidence of certification of documents by:
      - Lawyer OR
      - Notary public OR
      - Court of competent jurisdiction
    Note:
    • Evidence of certification of documents is mandatory for Ghanaians living abroad
    • The person undertaking the certification must be known and capable of being contacted if necessary
    Foreigners living in Ghana
    • Ghana Card (front and back) or valid passport for diplomats and their dependents
    • Proof of residence (any of the following):
      - Ghana Post digital address (should be same as on your Ghana card) OR
      - Utility bill in applicant's name (not more than 3 months old) OR
      - Tenancy agreement with utility bill OR
      - Bank statement containing applicant’s name and address
      - Introductory letter from an existing Absa customer who knows the applicant (appendix A)
    • Proof of employment (for only salaried applicants) evidenced by:
      - Payslip (not more than 3 months old) OR
      - Employment contract letter OR
      - Employer introductory letter OR
      - Social Security extract.
    • Resident permit
    • Work permit (applicable to foreigners working in Ghana)
    • Foreign TIN (mandatory for US persons)

Prestige Bonus Savings Account  

  • Extended banking hours and access to exclusive service centres
  • Get free access to digital banking platforms, free alerts, and free bill payments.
  • No fees on deposits
  • Bundled monthly maintenance fee of only GHS75.
  • Complimentary credit card
  • Earn 100% of your bonus interest when you don't make transactions and it is offered at tiered levels (interest accrued daily and paid monthly) 

Open account online

Already started your application? 

Simply resume where you dropped off 

  • Documents required

    Resident Ghanaian
    • Ghana Card (front and back)
    • Passport photograph
    •  Proof of residence (any of the following):
      - Ghana Post digital address (should be same as on your Ghana card) OR
      - Utility bill in applicant's name (not more than 3 months old) OR
      - Tenancy agreement with utility bill OR
      - Local government rate document OR
      - Bank statement containing current address (not more than 3 months old) OR
      - Introductory  letter from an existing Absa customer who has known the applicant for more than 1 year (appendix A)
    • Proof of employment (for only salaried applicants) evidenced by:
      - Payslip (not more than 3 months old) OR
      - Employment contract OR
      - Employer introductory letter OR
      - Social security extract
    Ghanaian living abroad
    • Valid passport (bio data page) or Ghana Card (front and back)
    • Address confirmation (any of the following):
      - Utility bill in applicant's name (not more than 3 months old) OR
      - Social Security statement OR
      - State ID with applicant's address OR
      - Driver's license with applicant's address OR
      - Bank statement containing applicant's name and address (not more than 3 months old)
    • proof of employment (for only salaried applicants) evidenced by:
      - Payslip (not more than 3 months old) OR
      - Employment contract OR
      - Employer introductory letter OR
      - Social security extract
    • Foreign TIN (mandatory for US persons)
    • Evidence of certification of documents by:
      - Lawyer OR
      - Notary public OR
      - Court of competent jurisdiction
    Note:
    • Evidence of certification of documents is mandatory for Ghanaians living abroad
    • The person undertaking the certification must be known and capable of being contacted if necessary
    Foreigners living in Ghana
    • Ghana Card (front and back) or valid passport for diplomats and their dependents
    • Proof of residence (any of the following):
      - Ghana Post digital address (should be same as on your Ghana card) OR
      - Utility bill in applicant's name (not more than 3 months old) OR
      - Tenancy agreement with utility bill OR
      - Bank statement containing applicant’s name and address
      - Introductory letter from an existing Absa customer who knows the applicant (appendix A)
    • Proof of employment (for only salaried applicants) evidenced by:
      - Payslip (not more than 3 months old) OR
      - Employment contract letter OR
      - Employer introductory letter OR
      - Social Security extract.
    • Resident permit
    • Work permit (applicable to foreigners working in Ghana)
    • Foreign TIN (mandatory for US persons)
Need more help?

Call us on:
+233 (30) 242 9150 (network charges apply)
0800 222 333 (MTN and Vodafone customers)

Chat to Abby on WhatsaApp: 
+233 501 644 644

Email us: 
customerexperience.gh@absa.africa