Open a High Interest Account

You earn good returns on your savings while you enjoy a wide range of personalized services with VIP banking treatment.

Key benefits

A Platinum Credit Card with a limit of up to GHS60,000 that also gives you access to VIP lounges in over 850 airports.
Cash-secured overdraft of up to 90% of your holdings with us or GBP100,000
Exclusive mortgage at a preferential rate based on your income.
Unsecured Premier loans up to a limit of GHS500,000 for a maximum tenor of 84 months
Unsecured overdraft facilities
Free travel insurance cover of up to GHS500,000 for 91 days anytime you travel.

Requirements

Minimum salary of GHS20,000 and/or a balance of GHS100,000 required
Monthly fee of GHS100.00 (waived if customer has GHS100,000 in deposits)

Open an account online

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Documents required
Resident Ghanaian

Ghana Card (front and back)

Passport photograph

Proof of residence (any of the following):
Ghana Post digital address (should be same as on your Ghana card) OR
Utility bill in applicant's name (not more than 3 months old) OR
Tenancy agreement with utility bill OR
Local government rate document OR
Bank statement containing current address (not more than 3 months old) OR
Introductory letter from an existing Absa customer who has known the applicant for more than 1 year (appendix A)

Proof of employment (for only salaried applicants) evidenced by:
Payslip (not more than 3 months old) OR
Employment contract OR
Employer introductory letter OR
Social security extract

Ghanaian living abroad

Valid passport (bio data page) or Ghana Card (front and back)

Address confirmation (any of the following):
Utility bill in applicant's name (not more than 3 months old) OR
Social security statement OR
State ID with applicant's address OR
Driver's license with applicant's address OR
Bank statement containing applicant's name and address (not more than 3 months old)

Proof of employment (for only salaried applicants) evidenced by:
Payslip (not more than 3 months old) OR
Employment contract OR
Employer introductory letter OR
Social security extract

Foreign TIN (mandatory for US persons)

Evidence of certification of documents by:
Lawyer OR
Notary public OR
Court of competent jurisdiction

Note:

Evidence of certification of documents is mandatory for Ghanaian living abroad

The person undertaking the certification must be known and capable of being contacted if necessary

Foreigners living in Ghana

Ghana Card (front and back) or valid passport for diplomats and their dependants

Proof of residence (any of the following):
Ghana Post digital address (should be same as on your Ghana card) OR
Utility bill in applicant's name (not more than 3 months old) OR
Tenancy agreement with utility bill OR
Bank statement containing applicant’s name and address
Introductory letter from an existing Absa customer who knows the applicant (appendix A)

Proof of employment (for only salaried applicants) evidenced by:
Payslip (not more than 3 months old) OR
Employment contract letter OR
Employer introductory letter OR
Social security extract.

Resident permit

Work permit (applicable to foreigners working in Ghana)

Foreign TIN (mandatory for US persons)