Earn good returns on your savings while you enjoy a wide range of personalised services with VIP banking treatment

Unsecured overdraft facilities

Cash-secured overdraft of up to 90% of your holdings with us or GBP100,000

A Platinum Credit Card with a limit of up to GHS60,000 that also gives you access to VIP lounges in over 850 airports

Exclusive mortgage at a preferential rate based on your income

Unsecured Premier loans up to a limit of GHS500,000 for a maximum tenor of 84 months

Free travel insurance cover of up to GHS500,000 for 91 days anytime you travel

Requirements and fees

Minimum salary of GHS20,000 and/or a balance of GHS100,000 required

Monthly fee of GHS100.00 (waived if customer has GHS100,000 in deposits) required

Have your National ID ready and make sure the camera on your device is enabled

Open an account onlineResume application

  • Documents required

    Resident Ghanaian
    • Ghana Card (front and back)
    • Passport photograph
    • Proof of residence (any of the following):
      Ghana Post digital address (should be same as on your Ghana card) OR
      Utility bill in applicant's name (not more than 3 months old) OR
      Tenancy agreement with utility bill OR
      Local government rate document OR
      Bank statement containing current address (not more than 3 months old) OR
      Introductory  letter from an existing Absa customer who has known the applicant for more than 1 year (appendix A)
    • Proof of employment (for only salaried applicants) evidenced by:
      Payslip (not more than 3 months old) OR
      Employment contract OR
      Employer introductory letter OR
      Social security extract
    Ghanaian living abroad
    • Valid passport (bio data page) or Ghana Card (front and back)
    • Address confirmation (any of the following):
      Utility bill in applicant's name (not more than 3 months old) OR
      Social security statement OR
      State ID with applicant's address OR
      Driver's license with applicant's address OR
      Bank statement containing applicant's name and address (not more than 3 months old)
    • Proof of employment (for only salaried applicants) evidenced by:
      Payslip (not more than 3 months old) OR
      Employment contract OR
      Employer introductory letter OR
      Social security extract
    • Foreign TIN (mandatory for US persons)
    • Evidence of certification of documents by:
      Lawyer OR
      Notary public OR
      Court of competent jurisdiction
    Note:
    • Evidence of certification of documents is mandatory for Ghanaian living abroad
    • The person undertaking the certification must be known and capable of being contacted if necessary
    Foreigners living in Ghana
    • Ghana Card (front and back) or valid passport for diplomats and their dependants
    • Proof of residence (any of the following):
      Ghana Post digital address (should be same as on your Ghana card) OR
      Utility bill in applicant's name (not more than 3 months old) OR
      Tenancy agreement with utility bill OR
      Bank statement containing applicant’s name and address
      Introductory letter from an existing Absa customer who knows the applicant (appendix A)
    • Proof of employment (for only salaried applicants) evidenced by:
      Payslip (not more than 3 months old) OR
      Employment contract letter OR
      Employer introductory letter OR
      Social security extract.
    • Resident permit
    • Work permit (applicable to foreigners working in Ghana)
    • Foreign TIN (mandatory for US persons)

     

Are you a Ghanaian living abroad?

Opening an account as a diasporan has never been this easy and simple. Our team of dedicated Diaspora consultants are readily available to provide you with expert support on your account opening journey.

We are here to assist you – please contact us today:

Telephone: +233596921762
WhatsApp line: +233531014512
Email: Absadiasporaconnect@absa.africa

Get the below required documents ready
  • Identity card: Copy of Ghana Card/Ghanaian passport (biodata page)
  • Address confirmation: Utility bill/Social security statement/State ID/driver’s licence/bank statement bearing customer’s name and address
  • Employment verification document (if salaried) evidenced by payslip/employment contract letter/employer introductory letter/social security extract
  • Foreign TIN (Mandatory for US persons)

Notary public or banker's certification may be required

Need more help?

Call us on:
+233 (30) 242 9150 (network charges apply)
0800 222 333 (MTN and Vodafone customers)

Email us: 
customerexperience.gh@absa.africa