Open a Prestige Account

Welcome to a leveled-up banking experience, crafted with the Prestige customer in mind.
Prestige Accounts go beyond traditional banking products — they offer exceptional value through a blend of financial and lifestyle benefits designed to complement your success.

Banking benefits

Extended banking services from 08:00 to 17:00 at all Prestige outlets
Priority service in all our standard branches nationwide
Access to dedicated support from our contact centre
A complimentary credit card with a limit of GHS10,000
24/7 free access to all our digital banking platforms which allows you to self-service wherever you are and whenever you want
Preferential rates on credit facilities, Forex, investment products and mortgages
Interest bearing current and savings accounts
Flat membership fee of GHS75
Salary advance or overdraft

Lifestyle gains

Absa Signature Card with Visa benefits
Prestige networking: Attend exclusive Prestige events
Discounts of up to 40% with our Alliance Partners
Travel benefits: Travel insurance up to $750,000 and access to luxury global airport lounges, through our Signature card
Retrenchment insurance cover of 3 times your monthly salary up to a cap of GHS 40,000
Accidental hospital cash back insurance up to GHS16,200 (GHS90 per day for max 180 days spent in hospital)
Embedded funeral insurance with up to GHS4,800 cover for 6 people (GHS800 payout per person)

Open an account online

Enjoy the convenience of opening an account online. It only takes 10 minutes of your time! If you have already started an application, you can resume your application by providing us with your reference number that was sent to your email address or mobile number.

Prestige Ultimate Account

Prestige Bonus Savings Account

Prestige Plus Account

Resume an application

Documents required
Resident Ghanaian

Ghana Card (front and back)

Passport photograph

Proof of residence (any of the following):
- Ghana Post digital address (should be same as on your Ghana Card) OR
- Utility bill in applicant's name (not more than 3 months old) OR
- Tenancy agreement with utility bill OR
- Local government rate document OR
- Bank statement containing current address (not more than 3 months old) OR
- Introductory letter from an existing Absa customer who has known the applicant for more than 1 year (appendix A)

Proof of employment (for only salaried applicants) evidenced by:
- Payslip (not more than 3 months old) OR
- Employment contract OR
- Employer introductory letter OR
- Social security extract

Ghanaian living abroad

Valid passport (bio data page) or Ghana Card (front and back)

Address confirmation (any of the following):
- Utility bill in applicant's name (not more than 3 months old) OR
- Social Security statement OR
- State ID with applicant's address OR
- Driver's licence with applicant's address OR
- Bank statement containing applicant's name and address (not more than 3 months old)

Proof of employment (for only salaried applicants) evidenced by:
- Payslip (not more than 3 months old) OR
- Employment contract OR
- Employer introductory letter OR
- Social security extract

Foreign TIN (mandatory for US persons)

Evidence of certification of documents by:
- Lawyer OR
- Notary public OR
- Court of competent jurisdiction

Note:

Evidence of certification of documents is mandatory for Ghanaians living abroad

The person undertaking the certification must be known and capable of being contacted if necessary

Foreigners living in Ghana

Ghana Card (front and back) or valid passport for diplomats and their dependants

Proof of residence (any of the following):
- Ghana Post digital address (should be same as on your Ghana card) OR
- Utility bill in applicant's name (not more than 3 months old) OR
- Tenancy agreement with utility bill OR
- Bank statement containing applicant’s name and address
- Introductory letter from an existing Absa customer who knows the applicant (appendix A)

Proof of employment (for only salaried applicants) evidenced by:
- Payslip (not more than 3 months old) OR
- Employment contract letter OR
- Employer introductory letter OR
- Social Security extract

Resident permit

Work permit (applicable to foreigners working in Ghana)

Foreign TIN (mandatory for US persons)

Are you a Ghanaian living abroad?

Opening an account as a diasporan has never been this easy and simple. Our team of dedicated Diaspora consultants are readily available to provide you with expert support on your account opening journey.

We are here to assist you – please contact us today:

Telephone: +233596921762
WhatsApp line: +233531014512
Email: Absadiasporaconnect@absa.africa

Get the below required documents ready

Identity card: Copy of Ghana Card/Ghanaian passport (biodata page)
Address confirmation: Utility bill/Social security statement/State ID/driver’s licence/bank statement bearing customer’s name and address
Employment verification document (if salaried) evidenced by payslip/employment contract letter/employer introductory letter/social security extract
Foreign TIN (Mandatory for US persons)

Notary public or banker's certification may be required