Experience elevated living with premium rewards, global travel benefits, and curated privileges

Get up to 55 days' interest-free credit

Access exclusive worldwide Visa benefits, including global customer assistance

Get 0.5% cashback rewards when you swipe or buy online

Get up to 40% discount offerings from our alliance partners

Minimum monthly repayment of only 5% of the total spent balance

Access to 60% cash from credit limit from any Visa ATM

Requirements and fees

Annual fee: GHS150

Minimum income requirement: GHS5,000

Scheme mark-up fee of 7% per transaction

Card replacement fee of GHS50

  • Documents required

    Absa account holders (salaried customers)
    • National ID card (or passport for non-Ghanaians)
    • Latest payslip
    • Completed application form
    Absa account holders (non-salary customers)
    • National ID card (or passport for non-Ghanaians)
    • Completed application form
    New-to-bank customers
    • 1 month account balance
    • Completed application form
    Existing customers
    • National ID card
    • 6 months' banking relationship with Absa to qualify
    • Completed application form
    Non-resident requirements
    • Attach the following documents:
    • Passport picture
    • National ID
    • Copy of the biodata page of your passport
    • Proof of residence in the form of: recent utility bill, social security number, driver’s licence
    • Evidence of employment status in the form of a bank statement or credit card statement
    • TIN (applicants residing in the US)
    • Documents must be certified by a notary public, or at an Absa branch or Absa subsidiary
    • Right of abode

  • Credit card tips

    Choose wisely

    Choose a card that matches your lifestyle and that offers rewards with benefits you’ll actually use. Take advantage of your spending. Be smart and master the art of credit card rewards

    Know your limits

    Make sure you know your credit limit and spend your credit wisely and within the limit. Credit cards don’t provide you with free money

    Build a good credit record

    To start building your credit record or improve it, you need to stay in the loop with respect to your credit worthiness, and understand your credit score and credit report. Be aware of the interest rate connected to your card. Choose low monthly and annual interest rates when you can

    Protect your credit during tough times

    We have credit protection plans that will help settle the repayments of your debt in the event of death, disability, or critical illness

Your card unlocks a dream getaway to Mauritius

A tap of your Absa Visa Card could win you a trip for two to Mauritius

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absa pay

Absa Pay is now here! 

Forgetting your wallet is no longer an emergency. Because you deserve a bank that changes as your story does. 

 

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absa pay
Need more help?

Call us on:
+233 (30) 242 9150 (network charges apply)
0800 222 333 (MTN and Vodafone customers)

Email us: 
customerexperience.gh@absa.africa